I had a great past three days which were also crazy busy, so thanks for your patience as I catch up here! Lots of things went on…from skiing to gathering with friends to contemplating a Full On Change: selling my house in Ashland. A re-cap:
Day 19: skied at local mountain (aptly named Mt. Ashland)! It was raining in town, and I went uphill and it turned to snow. Skiing was awesome at our little mountain, only 30 minutes away. My telemark turns are getting better. My left knee is a little sore but still usable. And I slept supah well that night;)
Day 20: Pizza and Champagne Party at my friends’ house. AND I walked there. So much more fun than driving!
Day 21: Simplifying. Hmmmm. I am a big proponent of this. But I am not as good as I used to be at implementing this. I admit that have created a pretty sweet life. However, I think I have a few too many forms of shelter. Here they are (I apologize for the crazy layout. I can’t figure out how to get them to line up. NOT my Zone of Genius):
So…embarrassing. This is excessive. For me, at least.
One thing that is very important to me is free time. That’s where so much Full On living happens! And when you have lots of “things,” you tend to have to work more, which cuts into your free time. So, I’ve embarked on a mission to cut back on “things” to help free up more time so I can play, love, and connect more often during my days.
I cannot do without my two tents. They serve two very important purposes…one is lightweight and the other is bombproof, and both help me play in the mountains. My Subi, Dapple, I still need to drive. Plus, all three of those are already paid for.
So I’d like to get rid of a mortgage. Who wouldn’t?!
I thought a long time about it. I’ve been thinking about it since last summer, actually.
The winner of the “I’m going to simplify” mortgage dump is (drummmmmmrrrrrollllll) the Ashland Cottage!
Do I HAVE to sell it? No. Would I get foreclosed on if I didn’t? No. Am I stressed about paying the mortgage? No.
Will I lose a lot of money? Yes.
So why do it? Because of FREEDOM.
Some people value security. Some people value freedom. Many people value both. I happen to value freedom more than the average Josephine. It was fun having a secure life for the past few years (did I mention only have had one full-time job EVER and that wasn’t until I was 34?). I showed myself I could do it. But now I am ready to have my freedom back.
And it is much harder to have freedom with debt. Normally a mortgage is considered “good” debt. But when you hang out thinking of ways you can be so much more free without the “good” debt, it doesn’t seem so good anymore. Tim Ferris mentions the freedom that a mobile lifestyle can give you is his awesomely-named book The Four Hour Work Week. I have understood that for years, which is why I intentionally lived out of my car for so many of them.
So, I called my realtor today, and decided to put my home on the market. I’ll eventually look for a property I can get without a mortgage, or rent a sweet little place for a while. But in the meantime, the money I lose from selling my place when the market is what it is doesn’t seem so bad. I think about how I’ve had a lovely place to live for the last few years (rent would have gone to someone else anyway), I will still be able to be here with my friends and community, AND I will have more freedom to work more or work less, connect more, have more meaningful moments instead of “having” to work to pay my mortgage, and my life will be more…simple. More options open up.
I realize that many would not choose this, and usually for them security or not losing money is more important than freedom. And that’s cool. It just makes a good point of how one needs to know what you really value, what you really want, and what living Full On looks like for you. This needs to be CLEAR. That way, your decisions are much easier to make, and the path to take is more obvious. Its so much easier when you know yourself and what you want (and don’t want)! (BTW you can download my free Getting Clear Guide to Your Ziji Life by clicking here).
I also reminded myself I don’t HAVE to sell it. I am in a very good place. If this starts to feel like the wrong decision, I’ll change my mind. But I have to start somewhere. My being is screaming GIVE ME FREEDOM! and I must heed its call. Always remember you have a choice. Always remember you can change your mind. But NEVER let fear stop you from taking action. Fear is different that instinct and intuition. More on that later.
Note: Ana Neff is a personal life coach, guide and FreedomJunkie™ She helps individuals awaken their lives of freedom and personal success with confidence, clarity, self-love, and passion. Her monthly Jedi Juice™ eZine goes out to hundreds of subscribers. Her Full-On 365 blog posts stem from her commitment to living full-on, every day, for 365 days in a row. If you are ready to take your life and your world to the next level, you can learn more about her coaching programs and download her FREE Getting Clear Guide by visiting FreedomJunkie.com (note: it’s new look will be up to rock your world soon)! Sign up for her next FREE Jedi Juice Training call on the Law of Attraction at FreedomJunkie.com/jedi-juice